With the current volatile state of UK and international share prices, coupled with regular news stories of pension fund crises and corporate failures, it is no wonder that the faith of many investors in the financial markets has been damaged.
But, with house prices historically doubling every seven to eight years, the UK property market is a far more reliable investment opportunity. A properly balanced property portfolio is a powerful source of residual income.
Buying to let in an area where demand for rental properties is strong maximises the return on your investment. Your mortgage payments are usually covered by the rent you receive, and the regular income means you are protected in the event of a drop in the market.
Our primary objective is to source property which can be easily let and meets our strict criteria for buy-to-let. We do not recommend property to our investors if we feel it will be difficult to let.
Buy-to-let property allows you to build a profitable property portfolio quickly and without difficulty.
Property prices have risen in 28 of the last 32 years. Despite the occasional short-term fluctuation, the trend for property prices continues to rise, and this trend shows no signs of abating. In fact, UK house prices have risen by 22,000% over the last 50 years.
Demand for housing is currently outstripping supply. With escalating prices pushing buyers out of the market, and with the increasing number of single people seeking rental accommodation, the rental market is expected to experience a boom over the next few years.
Buy to Let example - BURNLEY
2 bed terraced house in good condition
| £60k | Purchase price |
| £9k | 15% deposit |
| £1k | Solicitor & mortgage arrangement |
| £350 | Monthly rent |
| £234 | Mortgage |
| £116 | Gross profit |
| £70 | Other costs such as agency fees, insurance and safety checks (£40-£70) |